Wealth Protection

Safeguarding what you’ve worked so hard for.

You’ve worked hard, spent a lot of time (and maybe a few sleepless nights) working to increase your wealth and give your family the lifestyle you’d like them to enjoy. Protecting what you’ve built with wise choices makes a lot of sense. While protecting your wealth may not be as exciting as building it, it is just as important, if not more.

You’ve probably heard the expression “cashflow is king”. It is never more true than when talking about household finances, and that’s where we can make a difference.

The first thing we’ll do is to get to know you, and invite you to share your current financial situation with us. Only once we properly understand that, can we work together and offer you valuable advice to help achieve your future goals and plan for retirement.

We’ll also help you roll with any punches, and protect your family and lifestyle, so you can continue to build your wealth with confidence.

Business Assets

Are your major business assets protected? Do you need help identifying what they are? Buildings, plant, stock, machinery and more, we can offer a wealth of experience, and protect you against loss that can cripple your business.

Business Liability Insurance

What happens if your business causes physical or financial loss to a third party or an employee? We will work with you to understand your business risks and walk through the range of liability covers.

Your assets might be insured, and that’s great. But what happens if your business causes physical or financial loss to a third party or an employee? The potential cost of an incident could be crippling for your business, which is why it is vital to have the right business liability cover.

We will work with you to understand your business risks and walk through the range of liability covers from Professional Indemnity and Public Liability through to Cyber Liability, so that you can have the right mix of cover for your business.

Succession Planning

Who will succeed you when you retire, or if you have to leave your business suddenly? Is it time to identify and develop a new leader for your business? Proper succession planning requires sound preparation in order to ensure a smooth transition. Experience is key, and we’ll help you through the process.

Acc / Income Protection

What happens if you become ill, or have an accident and can’t work for an extended period? You’ll want to ensure a steady source of income to allow you to pay your bills and provide continued household and/or business income. We can advise on all income cover areas from ACC, Mortgage Repayment, Income Protection and Key Person cover. We’ll put together the right package for your situation.

Key Person Insurance

If a key person is unable to work due to illness or injury would your business suffer? Key person insurance protects your business, providing either a monthly payment or a lump sum, depending what options you choose.