It’s important to be aware of your cashflow. How much of your monthly income is used to cover debts and living expenses, and how much is left over?
If you spend all your monthly income on living costs, what happens if for some reason your income stops or is reduced? We can help you figure out how long your family can live on the reduced income, whether you have any assets that can be realized to help you through this period of reduced cashflow, and what sort of insurance you should take out in case the worst was to happen.
On the other hand, if you have spare cash each month, what are your plans for this spare cash? Perhaps you could be investing it somewhere that will help you achieve your future goals more quickly. We can offer tailor-made investment advice based on your current cashflow, your assets, and your future goals.