Accelerate | Families Services
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Cashflow

Planning your cashflow is one of the most important things you can do.

It’s important to be aware of your cashflow. How much of your monthly income is used to cover debts and living expenses, and how much is left over?

If you spend all your monthly income on living costs, what happens if for some reason your income stops or is reduced? We can help you figure out how long your family can live on the reduced income, whether you have any assets that can be realized to help you through this period of reduced cashflow, and what sort of insurance you should take out in case the worst was to happen.

 

On the other hand, if you have spare cash each month, what are your plans for this spare cash? Perhaps you could be investing it somewhere that will help you achieve your future goals more quickly. We can offer tailor-made investment advice based on your current cashflow, your assets, and your future goals.

Wealth Protection

Safeguarding what you’ve worked so hard for.

You’ve worked hard, spent a lot of time (and maybe a few sleepless nights) working to increase your wealth and give your family the lifestyle you’d like them to enjoy. Protecting what you’ve built with wise choices makes a lot of sense. While protecting your wealth may not be as exciting as building it, it is just as important, if not more.

 

You’ve probably heard the expression “cashflow is king”. It is never more true than when talking about household finances, and that’s where we can make a difference.

 

The first thing we’ll do is to get to know you, and invite you to share your current financial situation with us. Only once we properly understand that, can we work together and offer you valuable advice to help achieve your future goals and plan for retirement.

 

We’ll also help you roll with any punches, and protect your family and lifestyle, so you can continue to build your wealth with confidence.

Asset Protection

Whatever you have, we’ve got you covered.

Whether you are protecting houses or investments, the boat or your electric bike, we can insure your assets. Or perhaps you are renovating, or starting a business, we can help with the right advice and cover. Are you a landlord? Are you aware of all your obligations and liabilities? We can help with advice and expertise so you can have the confidence your cover is properly set up.

 

No matter what type of asset you have, we can insure them for you and make sure that if you need to claim, you are smiling again as soon as possible.

 

We can even help when you’re not sure about what you should do. Maybe it’s your first house or investment property or perhaps you are looking at renovating. Have a chat to us first and we will walk you through the relevant covers so you can feel at ease that everything is setup properly.

Succession Planning

When you’re preparing for retirement you’ll need expert advice to help you find the best investment plan to suit your lifestyle, budget and retirement goals. We can help.

Health

The best care, faster.

Sadly most of us get sick or injured at some stage in life, with detrimental effect on our work and family lives. The good news is we can minimise the impact of this and make wise health choices.

 

Whilst New Zealand has a great public health system, waiting lists for non-threatening illness or injury, or elective surgery (such as hip replacements, kids grommets/tonsils or hernia operations), can be long, which results in living with pain and uncertainty for too long.

 

Some great reasons to choose health insurance are:

  • faster access to treatment by avoiding public hospital waiting lists
  • less financial stress by reducing your costs of private treatment and time off work
  • more choice over when you receive treatment for qualifying medical conditions.

A speedy recovery means that you can get back to enjoying life!

We deal with a range of health insurance providers and would be happy to talk you through the different plans available.

 

Live healthy – prevention is better than cure

Healthy living is all about choices, some big ones and lots of little ones (according to The Heart Foundation). It’s true that happy and healthy are two words that go together with good reason.

 

To help you maintain good health and measure your health, check out The Heart Foundation and Southern Cross websites.

 

It makes sense to have good health insurance in place. We recommend Southern Cross health insurance, you can apply online.

Mortgages

We work closely with top mortgage advisers who can offer true support in making sure that you have a mortgage plan that is tailored to suit your circumstances. You’ll be happy to talk about it with friends at your next BBQ!

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INFORMATION?

We are here to give you the ability to achieve your financial goals.