KiwiSaver is a voluntary work-based savings initiative to help set you up for your retirement. Most members build up their KiwiSaver savings through ‘hassle-free’ contributions from their pay, and an annual government contributions called a Member Tax Credit.
The idea with KiwiSaver is that it builds up over time, earning compounding interest, so when you reach retirement age, it’s there as a retirement nest-egg to supplement your NZ Superannuation.
There are many different authorised KiwiSaver scheme providers, and different sorts of investment fund opportunities with higher or lower degrees of risk. The scheme and fund that’s right for you will depend on a range of factors; your ‘risk appetite’, and how close you are to retirement, for example.
We can advise on the KiwiSaver schemes and funds that might suit your circumstances. Talk to us about KiwiSaver.
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We have always found Jared at Accelerate to be very honest and impartial with his advice and guidance. He has given us excellent service and has made us incredible savings over the many years we have used him. We wouldn’t hesitate to recommend Jared and Accelerate to anyone in need of sound financial advice.
As ‘empty nesters’ heading toward retirement, we’re spending more time on the golf course and travelling. The Accelerate team have the right mixture of experience and knowledge to advice wisely on investment strategy to ensure we keep building wealth so we can enjoy the future. Thanks team.